Get ready for a holiday surprise: Many of your go-to banks and essential services are shutting down for President's Day! As the federal holiday approaches, it's crucial to know which doors will be closed and which will remain open to avoid any unexpected disruptions.
President's Day, observed annually on the third Monday of February, is a time to honor all U.S. presidents, with a special nod often given to foundational figures like George Washington and Abraham Lincoln. In 2026, this day of remembrance will fall on February 16th.
But here's where it gets inconvenient for many: A significant number of major banks, including Bank of America, JPMorgan Chase, and Wells Fargo, will be closing their physical branch lobbies. This means that while their ATMs will still be available for basic transactions, you won't be able to pop in for in-person services. Bank of America has even cautioned that processing delays might occur, with bank statements potentially not appearing until the following Tuesday. JPMorgan Chase will shutter all 5,300 of its branches, and Wells Fargo will do the same. For those who rely on these institutions, it's a good idea to get any necessary in-branch tasks done before the holiday.
And this is the part most people miss: While many banks are closing, TD Bank is an exception! They will be open for business on President's Day, typically operating from 9:00 am to 5:00 pm on Mondays. So, if you need to visit a branch, TD Bank might be your best bet.
Beyond banking, expect some mail disruptions. The United States Postal Service (USPS) will halt its operations, meaning no normal mail delivery and closed post office branches. However, the USPS wants you to know that many services are still accessible online through usps.com and self-service kiosks. Normal USPS operations are expected to resume on Tuesday. On the other hand, FedEx offices will largely operate as usual, though with modified service hours for their Express and Ground shipping. Many FedEx locations are open from 9:00 am to 7:00 pm, with some in California extending hours from 8:00 am to 8:00 pm. Similarly, UPS stores will be open and running services normally, with hours typically ranging from 8:00 am to 6:30 pm or 9:00 am to 7:00 pm. It's always wise to check your local store's hours before heading out.
The service shutdown extends to federal programs too. Over 1,200 Social Security offices will close for 24 hours, making in-person services for applications, changes to personal information, or replacing lost cards unavailable. However, you can still manage some aspects of your account online via your my Social Security account. The Supplemental Nutrition Assistance Program (SNAP), also known as food stamps, will also close its approximately 3,000 offices. This closure could lead to delays in processing SNAP applications and customer service calls. But don't worry, your EBT cards will still work for purchasing food.
This holiday closure raises an interesting point: should federal holidays impact essential services so broadly? While it's a day of national observance, the disruption to daily life and access to critical programs is undeniable. What are your thoughts on this? Do you agree that these services should close, or should there be a more robust plan for holiday coverage? Let us know in the comments below!
